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Get money back on grocery purchases with the Ibotta app

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Hey! Thanks for visiting. If you like what you see here, I’d love to invite you over to the Smart Money Mom Facebook Page . I post updates instantly there often–so you never miss a thing! Thanks for visiting!   There are many ways to save money on your weekly shopping and the ibotta app […]

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Meal Planning to save you money

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  I know you have all heard the term meal planning but you may not understand exactly what it is. Meal planning is when you plan your meals in advance. Sometimes this is done weekly, bi-weekly or even a month at a time. It is very important to do when trying to save money and […]

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Check your credit report for free

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Every quarter, my husband and I check our credit report for free. It is a good idea to stay on top of your credit report because you just never know what could happen. Someone could easily get your social security number, open a credit card and use it to purchase themselves a new pair of […]

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My definition of Financial Independence

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  I’ve been spending a lot of time reading. Right now, it is Your Money or Your life. It is a little slow, but the author makes some serious points about money and it controlling your life and the happiness factor. The book mentions Financial Independence a lot. I decided to look up the definition […]

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12 Secrets to a Successful Budget

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  12 Secrets to a Successful Budget There are many secrets to a successful budget, but these are the ones that have worked for me! It’s important to be flexible, and to understand that learning a new budget will take time. Be okay with that fact, and things will run smoothly (or at least smoother […]

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Personal Finance from a 29 year-old perspective

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  Personal Finance… you mean, how much money in my bank account? Oh wait. How I manage my bills. Ah. Got it! This is exactly what I think of when you ask my 29 year-old self what personal finance is. Then I looked up the definition: according to wikipedia: Personal finance is the financial management which […]