Check your credit report for free

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Every quarter, my husband and I check our credit report for free. It is a good idea to stay on top of your credit report because you just never know what could happen. Someone could easily get your social security number, open a credit card and use it to purchase themselves a new pair of boobs  shoes… maybe even 10 pairs of new shoes. expensive ones. maybe coach shoes.

Checking your credit report quarterly will help keep you on top of things that might pop up like this. The earlier you catch it–the easier to depute it. annualcreditreport.com is a government-mandated website that allows you to get 3 free credit reports annually – one from each major credit bureau.

Every quarter, we check annualcreditreport.com and choose ONE of the credit bureau reports to retrieve our report. We leave the other two for the next quarter and so on.. that way we can keep track of what is going on with our credit without paying monthly fees that other third party sites charge.

My definition of Financial Independence

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  I’ve been spending a lot of time reading. Right now, it is Your Money or Your life. It is a little slow, but the author makes some serious points about money and it controlling your life and the happiness factor. The book mentions Financial Independence a lot. I decided to look up the definition […]

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12 Secrets to a Successful Budget

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  12 Secrets to a Successful Budget There are many secrets to a successful budget, but these are the ones that have worked for me! It’s important to be flexible, and to understand that learning a new budget will take time. Be okay with that fact, and things will run smoothly (or at least smoother […]

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Personal Finance from a 29 year-old perspective

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  Personal Finance… you mean, how much money in my bank account? Oh wait. How I manage my bills. Ah. Got it! This is exactly what I think of when you ask my 29 year-old self what personal finance is. Then I looked up the definition: according to wikipedia: Personal finance is the financial management which […]

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