Cell phone companies can be the worst at overcharging customers. Excessive data plans, outrageous phones and more can all have you paying $100, $200 or more per month very quickly. You don’t have to continue paying those fees though and can quickly lower your cell bill with just a few quick changes to your account.
Lower data –
If you’re at home a lot, why are you paying for unlimited data? Connect to your home wifi when you’re at home. This means that you’ll use your 3 or 4G much less making you able to lower your data plan. Usually the lower you take the data the less you pay. If you’re really looking to save, do away with your data plan altogether.
Get with a group –
These days, most companies offer friends and family plans. You can usually save quite a bit by grouping your plans together. Before you do this though, be sure to consider how much data, talk time and texts the group will have to share between each other. Once you’ve figured out the allowances, set one person to manage the account and pay them when your bill is due. They’ll pay the cell company and you’ll save big.
Shop around –
Brand and company loyalty can destroy your budget. If you’re near the end of your contract, start shopping competitors for better deals. If another company can give you a better deal, don’t be afraid to make the switch. You can easily port your number and you’ll loosen your budget some.
Switch Phones –
I am a diehard Apple fan, but when I went looking to lower my cell bill, I realized just how much data my iPhone used. As a result, I was spending money JUST for having my iPhone. When I switched to an Android phone, my bill dropped by $40.00 each month. This is another case where brand loyalty kills your budget. By throwing that loyalty out of the window and trying something new, I saved almost $500 per year.
Consider prepaid –
Prepaid cells have come a long way since they were first introduced. These days you can have the same, high tech phones that contract phones have, get unlimited talk, text and data and do it all at a fraction of the cost. Straight Talk, Boost Mobile, Tracfone, and Virgin Mobile are the biggest prepaid companies on the market, but regular providers like AT&T and T-Mobile also offer pretty decent prepaid plans. When you’re looking at lowering your bill, pre-paid may be the way you need to go.